About Us

Strategic Expertise.
Trusted Relationships.
Proven Results.

Montreal-based boutique advisory firm combining two decades of banking expertise with personalized strategic guidance.

Who We Are

Rainwater Capital is a Montreal-based boutique strategic debt advisory and financing firm founded by Edmond Matar, a former banker with over 20 years of experience across four major Canadian financial institutions. We specialize in strategic debt structuring and financing solutions for commercial and corporate clients, helping entrepreneurs and business owners secure the capital they need to grow, expand, and thrive.

With more than 600 successful transactions completed, we have guided clients through complex financing mandates — from commercial real estate and equipment loans to working capital, bridge and term financing, management buyouts, mergers and acquisitions, franchise and R&D funding, factoring, mezzanine debt, and turnaround restructuring. Our hands-on approach begins with understanding each client's unique business model, crafting a personalized financing strategy, and negotiating the best possible terms with banks, credit unions, and private lenders.

Rainwater Capital is more than a consultant — we are a strategic partner that bridges entrepreneurial vision with financial clarity. Known for discipline, transparency, and deep lender relationships, we bring institutional-level expertise with a personalized boutique touch. Our mission is simple yet powerful: "Turning entrepreneurial energy into bankable success."

Meet Edmond Matar

Founder & Principal Advisor

Edmond Matar - Founder & Principal

Edmond Matar

Founder & Principal

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With over 20 years of banking experience across four major Canadian financial institutions, Edmond brings institutional-level expertise combined with an entrepreneurial mindset. His career has been defined by discipline, transparency, and an unwavering commitment to securing the best financing outcomes for his clients.

Known for his deep lender relationships and strategic credit structuring abilities, Edmond has successfully navigated over 600 transactions, helping businesses of all sizes access the capital they need to succeed. His approach is personal, thorough, and results-driven — ensuring every client receives tailored guidance from start to finish.

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20+
Years Banking Experience

Senior roles across four major Canadian financial institutions

600+
Transactions Completed

Complex financing mandates structured and successfully closed

100%
Client-Focused Approach

Personalized strategies built on trust, transparency, and results

Our Core Values

The principles that guide every mandate, every relationship, and every decision we make.

Integrity First

We operate with complete transparency and honesty, building trust through every interaction and recommendation.

Strategic Thinking

Every financing solution is crafted with long-term business objectives in mind, not just immediate capital needs.

Relationship-Driven

Deep lender relationships and personalized client service form the foundation of everything we do.

Results-Oriented

We measure success by one standard: securing the best possible financing terms for our clients.

Expert Guidance

Two decades of banking expertise means we understand underwriting criteria and positioning strategies inside-out.

Partnership Mindset

We're not just advisors — we're partners invested in your long-term success and growth.

"Turning entrepreneurial energy into bankable success."

This is more than our motto — it's our commitment to every client we serve.

Montreal
Quebec, Canada
600+
Transactions
20+
Years Experience

Why Work With RainWater Capital?

We bring institutional expertise with boutique service — combining the credibility of major banks with the agility and personal touch of independent advisory.

Bank-Grade Underwriting Knowledge

With 20 years inside major financial institutions, we understand exactly how banks assess risk, structure deals, and make approval decisions.

Direct Access to Lenders

Our deep relationships with banks, credit unions, and private lenders allow us to position your file strategically for optimal approval odds.

Personalized, Hands-On Service

You work directly with Edmond Matar from start to finish — no junior staff, no hand-offs. Every mandate receives senior-level attention.

Strategic, Not Transactional

We don't just find financing — we design sustainable capital structures aligned with your long-term business goals.

Proven Track Record

Over 600 transactions completed across diverse industries and financing types — from startups to turnarounds, acquisitions to expansions.

Let's Discuss Your Financing Needs

Complimentary consultation • Confidential • No upfront fees