Our Services

Comprehensive Financing Solutions
Across Every Business Stage

17 specialized financing strategies designed to fuel growth, expansion, and long-term success.

Tailored Financing for Business Success

Rainwater Capital is a boutique advisory firm specializing in tailored financing solutions for businesses across industries. Our expertise comes from over 20 years in banking and more than 600 completed transactions, giving us unmatched insight into how lenders evaluate risk, structure deals, and make approval decisions.

Every service we offer is designed to help companies secure the right financing — not just any financing. We focus on strategies that balance cost, structure, and flexibility, ensuring the capital you access supports both immediate needs and long-term growth objectives.

17
Financing Strategies
600+
Transactions Completed
20+
Years Banking Experience

Our Financing Solutions

From working capital to complex acquisitions, we structure financing that works for your business.

Working Capital & Operating Financing

Solutions to strengthen liquidity and support day-to-day operations, including receivable and inventory financing, revolving credit lines, and short-term loans.

Equipment, Machinery & Leasehold Financing

Loans and leases for the purchase of commercial or industrial equipment, technological upgrades, or renovations to operational spaces.

Owner-Occupied Real Estate & Construction

Financing for businesses purchasing or constructing their own commercial properties, including bridge loans, long-term asset financing, and owner-occupied building loans.

Bridge & Temporary Financing

Short-term, interest-only solutions to bridge timing gaps between acquisitions, projects, or permanent financing.

Private & Alternative Lending

Access to private and non-bank lenders for unique or time-sensitive situations where traditional banks may not fit.

Leasing (On-Balance & Off-Balance)

Flexible credit-lease structures that help preserve cash flow and optimize accounting treatment.

Factoring & Reverse Factoring

Cash-flow optimization through the sale of receivables or by financing supplier payments.

Subordinated & Mezzanine Debt

Structured financing to strengthen capital bases, often used for expansion, MBOs, or recapitalization.

Cash-Flow & Covenant-Based Lending

Financing tied to a company's EBITDA or recurring revenue, ideal for well-performing businesses seeking growth capital.

Management Buyout, Shareholder Buyout & LBO

Structured solutions for ownership transitions, partner buyouts, and leveraged acquisitions.

Business Acquisition Financing

Comprehensive funding packages for entrepreneurs acquiring existing businesses, whether through asset or share purchases.

Purchase Order & Contract Financing

Working capital for production or project delivery backed by confirmed contracts or purchase orders.

R&D and Innovation Financing (SR&ED)

Financing linked to innovation and technology projects, including advances against government tax credits.

Non-Repayable Grants & Government Programs

Support in identifying and securing eligible grants or incentives that reduce overall borrowing needs.

Start-Up & Early-Stage Business Financing

Tailored financing options for entrepreneurs with strong business plans and growth potential.

Turnaround & Restructuring Financing

Support for companies in transition, stabilization, or recovery, providing liquidity and strategic repositioning.

Franchise Financing

Customized funding solutions for franchise owners, expansions, and network development.

Strategic Partner, Not Just a Consultant

Rainwater Capital acts as a strategic partner, not just a consultant. We navigate lenders, structure optimal deals, and negotiate favorable terms on behalf of our clients. Our deep relationships with banks, credit unions, and private lenders — combined with 20 years of institutional experience — allow us to position every file for the best possible outcome.

Whether you're expanding operations, acquiring a competitor, managing cash flow, or transitioning ownership, we design financing strategies that align with your business objectives and support sustainable growth.

Explore how Rainwater Capital can structure the right financing strategy for your next phase of growth. Contact us today to start your financing review.

Schedule Your Consultation

Complimentary initial review • Confidential • No upfront fees